投资产业于一个地点最重要的是了解那个地区的产业的周边环境资料，比如产业内外细节、便利、商业、交通便利等。虽然你收齐了所要的产业资料，但这不能保证你能在产业市场赚钱。很多投资人都忽略了一个地区的市场动态，就算您是当地人也很难去断定。以下是综合投资人及产业代理的一些通常有用的投资要点。
沙登/ 斯里肯邦安 SERDANG/SERI KEMBANGAN
投资人如果要在这投资，那最好以收取租金做为投资目标。在这里，你的产业可以很快的被租出去。如果以买卖产业来赚取资本回酬为目标的投资者要在这里投资，那他们需要等待一段很长的时间才能把产业卖出。你的产业比较难找到买家，需要寻找一段比较长的时间才能找到买家。
加影 KAJANG
加影现在产业市场的价格开始回升了，但问题出在这里的一些地区的产业估价的价格比市场价格来的底。银行是依据估价的价格来作为贷款数额的标准，而不是市场的价格。你可能在交易的过成中为你带来问题而令到你的产业交易告吹。这里有个案例：李小姐在加影的双层排屋以RM210千的成交价格买给黄先生。但是，银行依据那间产业估价的价格RM180千作为贷款数额的标准，只批准90%的贷款予黄先生。黄先生没有足够的现金支付差价而取消了交易。
投资产业前应用心的搜查资料，包括一些细节及产业市场的趋势。凡是在投资前，最好能向相熟的投资人、产业经纪收集情报或意见，这样就能降低投资风险，把损失减到最低。下一期会为你带来其它地区的投资情报。
The most important thing when planning of property investment is understanding of the surrounding environment of that area/place, for instance, the details about the property, facilitation, commercial, transportation etc. although you already collecting all the necessary information, this does not guarantee that you can make money in this property market. A lots of investors had neglected the dynamic state of the market of the area, even if you were local people also find it hard to make a judgment. Following are comprehensive investment points from investors and property agents.
SERDANG / SERI KEMBANGAN
To invest here, then it is the best with rental collecting as investment objective. Here, your property can quickly be let out. If you are based on property trading to gain the capital return as your investment objective, then you may need to wait for a long time to sell your property. In here, it is harder for your property to find a buyer; a longer period of time is needed to find the buyer.
KAJANG
The market prices of property in Kajang now began to rise. But the problem is property appraisal of some areas here are lower than the market prices. Bank is based on the appraised price as standard of loan amount but not the market price. Your property deal may be failed as a result of problems bought to you during the process of dealing. Here is a story: Miss Lee's sold her double-storey in Kajang to Mr Wong with transaction price, RM210,000. However, the bank was based on the appraised price of that property, RM180,000 as the standard of loan amount and approved 90% of loan to Mr. Wong. Mr Wong had no sufficient cash to pay the price difference so canceled the deal.
Before property investment, it is a must to search for information diligently, including details and property market trends. It is better to collect some information and opinions from your familiar investors or/and property agents, so we will be able to reduce our investment risks, and minimize our losses. Next month will bring u with other areas' investment intelligence.
